Commerce Desk
Lahore : MCB Bank announced results for the nine months ended September 30, 2026, with profit after tax of Rs. 41.4 billion (EPS Rs. 34.95) and profit before tax of Rs. 86.3 billion. The board declared a third interim cash dividend of Rs. 9.00 per share, taking 2026’s total to Rs. 27.00. ROA was 1.62% and ROE 22.21%.
Total income rose 7% to Rs. 144.3 billion, with net markup income at Rs. 114.8 billion, helped by a lower cost of deposits. Non-markup income grew 14% to Rs. 29.6 billion, led by a 26% jump in fee and commission income. Operating expenses rose 10%, with the cost-to-income ratio at 38.61%.
Total assets grew 10% to Rs. 3.6 trillion. Advances grew 11% against industry growth of 3%, while deposits rose 22.2% to Rs. 2.71 trillion, lifting market share to 6.03%. NPLs declined slightly, with a coverage ratio of 93.53%.
MCB processed USD 3.276 billion in remittances, holding roughly 10% market share. Its capital adequacy ratio stands at 18.99%, and PACRA reaffirmed its AAA/A1+ ratings.
